Published May 5, 2026 | Modern Care DPC | Liberty Lake, WA | Andrew Odle, MD
A New Era for Primary Care — Right Here in Liberty Lake
If you’re a business owner in Liberty Lake, Spokane Valley, or the greater Spokane area, you’ve probably felt the sting of rising healthcare costs. Traditional insurance premiums climb year after year, employees struggle to get timely appointments, and your HR team spends hours navigating billing disputes. There’s a better way — and it’s already available right here in your community.
At Modern Care DPC, Dr. Andrew Odle, MD offers a Direct Primary Care (DPC) membership model that is reshaping how individuals, families, and businesses in Liberty Lake, WA access high-quality primary care. And thanks to landmark federal legislation that took effect in 2026, it’s now easier — and more tax-advantageous — than ever before.
What Is Direct Primary Care?
Direct Primary Care is a simple, transparent healthcare model. Instead of billing insurance for every visit, patients pay a flat monthly membership fee directly to their physician. That fee covers comprehensive primary care services — from same-day sick visits and chronic disease management to preventive care, lab reviews, and care coordination.
At Modern Care DPC, Dr. Odle maintains a smaller patient panel than a typical insurance-based practice. That means:
- ✅ Same-day or next-day appointments — no waiting weeks to be seen
- ✅ Longer, unhurried visits — Dr. Odle actually has time to listen
- ✅ Direct access — call, text, or message Dr. Odle directly
- ✅ Transparent pricing — no surprise bills, no co-pays for covered services
- ✅ Proactive, preventive care — catching problems before they become expensive
A Patient Story: When Fast Access to Care Makes All the Difference
Consider the story of Mark, a 47-year-old small business owner in Liberty Lake who manages a team of 12 employees at his construction company. Last winter, Mark woke up with chest tightness and shortness of breath. In the past, he would have driven to an urgent care clinic, waited two hours, seen a provider who didn’t know his history, and walked out with a generic treatment plan — and a $300 bill.
Instead, Mark texted Dr. Odle directly at 7:30 AM. By 8:15 AM, he was in the office. Dr. Odle, who knew Mark’s full medical history — including his borderline hypertension and family history of heart disease — performed a thorough evaluation, ordered an EKG, and coordinated same-day cardiology follow-up. It turned out to be a manageable cardiac arrhythmia caught early, before it became a serious emergency.
“I can’t imagine what would have happened if I’d waited three weeks for an appointment or just ignored it,” Mark said. “Dr. Odle knew me. He knew my history. He acted fast. That’s the kind of care I didn’t know I was missing.”
That’s the power of Direct Primary Care — and it’s available to you and your employees at Modern Care DPC in Liberty Lake.
Big News for 2026: You Can Now Use Your HSA for DPC Membership Fees
One of the most significant changes in healthcare policy in years just took effect on January 1, 2026. The One Big Beautiful Bill Act (H.R. 1), signed into law on July 4, 2025, made a landmark change for Direct Primary Care patients and employers:
DPC membership fees are now federally recognized as qualified HSA (Health Savings Account) expenses.
Even better — enrolling in a DPC practice no longer disqualifies you from contributing to your HSA, as long as you maintain a qualifying High-Deductible Health Plan (HDHP). This resolves a long-standing tax conflict that had made pairing DPC with an HSA complicated.
What This Means for You:
- 💰 Use pre-tax HSA dollars to pay your Modern Care DPC membership fee (up to $150/month for individuals, $300/month for families)
- 🏢 Employers can now offer DPC memberships alongside HDHP + HSA plans as a compliant, tax-advantaged benefit
- 📉 Reduce your overall healthcare spend while giving employees better access to primary care
This is a game-changer for Liberty Lake businesses looking to offer competitive health benefits without breaking the bank.
Why Business Owners in Liberty Lake Are Making the Switch
The American Academy of Family Physicians (AAFP) has long championed the value of primary care, and the 2026 Medicare Physician Fee Schedule reflects growing national recognition that investing in primary care saves money and improves outcomes. The AAFP’s president, Dr. Sarah Nosal, noted that the 2026 updates move the healthcare system “closer to a health care system that prioritizes primary care.”
For local business owners, Direct Primary Care with Dr. Andrew Odle at Modern Care DPC offers concrete, measurable advantages:
1. Predictable, Flat-Rate Costs
No more unpredictable insurance claims or surprise bills. DPC membership fees are fixed and transparent — making healthcare budgeting simple for businesses of any size.
2. Fewer Sick Days & Higher Productivity
When employees can see Dr. Odle the same day they feel ill — instead of waiting a week or heading to the ER — they recover faster and miss less work. Chronic conditions like diabetes, hypertension, and anxiety are managed proactively, reducing complications and absenteeism.
3. Reduced ER and Urgent Care Costs
DPC members use emergency rooms and urgent care clinics far less frequently. When your employees have a trusted physician they can reach directly, they don’t need to default to expensive emergency care for issues that primary care can handle.
4. A Powerful Recruiting & Retention Tool
In today’s competitive labor market, benefits matter. Offering employees access to a dedicated primary care physician — with same-day appointments and direct physician access — is a benefit that stands out. It signals that you value your team’s health and well-being.
5. Scalable for Any Business Size
Whether you have 3 employees or 300, DPC is flexible. Small businesses in Liberty Lake can offer high-quality primary care access without the prohibitive costs of traditional group insurance. DPC works alongside your existing insurance plan — it doesn’t replace it.
What the AAFP Says About Primary Care in 2026
The American Academy of Family Physicians continues to advocate strongly for the value of primary care. According to the AAFP, the benefits of Direct Primary Care for physicians and patients include:
- More time with patients
- Simplified revenue structure
- Decreased practice overhead
- Reduced administrative burden
- High practice satisfaction
These benefits translate directly to better care for patients. When Dr. Odle isn’t buried in insurance paperwork, he’s focused entirely on you.
Is Direct Primary Care Right for Your Business?
DPC is an especially strong fit for:
- 🏗️ Small to mid-sized businesses in Liberty Lake and the Spokane area looking to offer meaningful health benefits
- 👨💼 Self-employed individuals and sole proprietors who need reliable, affordable primary care
- 👨👩👧 Families who want a physician who truly knows them
- 🩺 Patients managing chronic conditions like diabetes, hypertension, or thyroid disorders who benefit from frequent, proactive care
- 💼 Employers pairing DPC with an HDHP + HSA for a cost-effective, tax-advantaged benefits package
Meet Dr. Andrew Odle, MD — Your Liberty Lake Direct Primary Care Physician
Dr. Andrew Odle, MD is the founder and primary care physician at Modern Care DPC in Liberty Lake, WA. As a board-certified family medicine physician, Dr. Odle is passionate about delivering the kind of personalized, relationship-based care that has become increasingly rare in today’s healthcare system.
With a DPC membership at Modern Care DPC, you’re not just a chart number. You’re a patient Dr. Odle knows by name — someone whose health history, lifestyle, and goals he understands deeply. That relationship is the foundation of everything Modern Care DPC offers.
Ready to Learn More?
If you’re a business owner, HR professional, or individual in Liberty Lake, Spokane Valley, or the greater Spokane area curious about Direct Primary Care, we’d love to talk.
📍 Modern Care DPC
Liberty Lake, WA
🌐 www.moderncaredpc.com
Discover what healthcare feels like when your doctor actually has time for you. Contact Modern Care DPC today to learn about membership options for individuals, families, and businesses.
This blog post is for informational purposes only and does not constitute medical or financial advice. The patient story included is a composite illustration of the types of care experiences DPC members commonly report. Consult a qualified benefits advisor regarding HSA plan design and eligibility.